Abstract
Economists often refer the bank as “a risky business”. There is a proved fact that no business may get involved in higher risks than the credit-money business. The bank has to bear not only the risk caused by itself but also the risks from its customers. Thus, “the bank’s credit risk may not be an accumulated but a multiplied source of risks for the whole economy”. Addressing a critical issue, this paper proposes a model of credit risk warning for individual customers to help commercial banks to minimize credit risks.
Key words: Warning model, credit risk, logistics model, individual customer
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Ban biên tập Tạp chí Kinh tế & Quản trị Kinh doanh
Phòng 514, Nhà điều hành, trường Đại học Kinh tế & Quản trị Kinh doanh
Địa chỉ: Phường Tân Thịnh, thành phố Thái Nguyên
Email: tapchikt-qtkd@tueba.edu.vn; Điện thoại: 0208.3903373
