Abstract
This study aims to assess the demand for informal credit, the status of access, and the purpose of using informal credit by poor households in Thai Nguyen province, with primary data from a survey of 300 poor households. The results show that the rate of poor households accessing informal credit is relatively high through various forms such as borrowing from siblings, friends, neighbors; usury (high-interest); borrowing through community groups; private credit and pawn services. The purposes of using informal credit by poor households are diverse and have little significant impacts on poverty reduction.
Keywords: credit, informal, poor households, Thai Nguyen.
JEL classification: H81, R2.
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Ban biên tập Tạp chí Kinh tế & Quản trị Kinh doanh
Phòng 514, Nhà điều hành, trường Đại học Kinh tế & Quản trị Kinh doanh
Địa chỉ: Phường Tân Thịnh, thành phố Thái Nguyên
Email: tapchikt-qtkd@tueba.edu.vn; Điện thoại: 0208.3903373
