Abstract
Microfinance plays an important role in the agricultural and rural development, poverty reduction and improvement of the living standards of rural households. Therefore, the research is aimed to identify the factors affecting the access to microfinance of rural citizens in Thai Nguyen province. Using Binary Logistic (Logit) regression analysis model, the results show that the factors affecting the access to microfinance of the citizens are the number of schooling years of the household head, the gender of household head, the value of household’s assets, the farming area of the household, the number of household workers and the age of the household head. Based on the results of the research, the paper proposes recommendations for managers to make effective and sustainable microfinance development policies in rural areas in Thai Nguyen province.
Key words: Microfinance, household, Rural.
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Ban biên tập Tạp chí Kinh tế & Quản trị Kinh doanh
Phòng 514, Nhà điều hành, trường Đại học Kinh tế & Quản trị Kinh doanh
Địa chỉ: Phường Tân Thịnh, thành phố Thái Nguyên
Email: tapchikt-qtkd@tueba.edu.vn; Điện thoại: 0208.3903373
